Using Adobe Photoshop 5.5
1) Select Text Tool
Select the text tool and left click where you want to enter text.
A) Type your text here
B) You can change your Color
C) You can change the size
D) Can change the font type
Leading will put space between lines of text.
Tracking will put space between letters on the same line.
To change the amount of tracking or leading highlight the text and select how much you want to change
If you want to change something about the text that was added double click on the layer